*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
color:#1b2733;background:#fff;line-height:1.65;font-size:17px}
img,svg{max-width:100%;height:auto;display:block}
a{color:#0b5aa8}
h1,h2,h3{line-height:1.2;color:#0e2a47;margin:1.6em 0 .5em;font-weight:800;letter-spacing:-.01em}
h1{font-size:2rem;margin-top:0}
h2{font-size:1.5rem}
h3{font-size:1.16rem;font-weight:700}
p{margin:0 0 1.05em}
ul{margin:0 0 1.15em;padding-left:1.15em}
li{margin-bottom:.42em}
.wrap{max-width:1120px;margin:0 auto;padding:0 18px}
.narrow{max-width:820px}

/* header */
.hdr{position:sticky;top:0;z-index:60;background:#0e2a47;color:#fff;box-shadow:0 2px 10px rgba(0,0,0,.18)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;gap:14px;min-height:62px}
.brand{display:flex;align-items:center;gap:9px;color:#fff;text-decoration:none;font-weight:800;font-size:1.05rem;letter-spacing:-.01em}
.brand img{width:30px;height:30px}
.hdr-call{display:flex;align-items:center;gap:14px}
.hdr-num{color:#fff;text-decoration:none;font-weight:800;font-size:1.16rem;white-space:nowrap}
.hdr-num span{display:block;font-size:.66rem;font-weight:600;color:#9dc3e6;letter-spacing:.09em;text-transform:uppercase}
.btn{display:inline-block;background:#e8681f;color:#fff;text-decoration:none;font-weight:800;
padding:13px 22px;border-radius:7px;border:0;cursor:pointer;font-size:1rem;text-align:center;line-height:1.25}
.btn:hover{background:#cf5714}
.btn-lg{padding:16px 26px;font-size:1.1rem;width:100%}

/* nav */
nav.main{background:#123a61}
nav.main ul{display:flex;flex-wrap:wrap;gap:2px;list-style:none;margin:0;padding:0}
nav.main a{display:block;color:#dce9f6;text-decoration:none;padding:11px 13px;font-size:.9rem;font-weight:600}
nav.main a:hover{background:#0e2a47;color:#fff}

/* hero */
.hero{background:linear-gradient(160deg,#0e2a47 0%,#164476 62%,#1b568f 100%);color:#fff;padding:26px 0 30px}
.hero h1{color:#fff;font-size:2.05rem;margin:0 0 10px}
.hero p.sub{font-size:1.05rem;color:#d8e7f5;margin:0 0 16px}
.hero-grid{display:grid;grid-template-columns:1fr 400px;gap:30px;align-items:start}
.callnow{display:block;background:#e8681f;color:#fff;text-decoration:none;border-radius:9px;padding:14px 18px;text-align:center;margin:0 0 14px}
.callnow small{display:block;font-size:.72rem;letter-spacing:.11em;text-transform:uppercase;font-weight:700;opacity:.92}
.callnow strong{display:block;font-size:2rem;font-weight:900;line-height:1.15;letter-spacing:-.02em}
.trustline{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);border-radius:7px;
padding:9px 12px;font-size:.85rem;font-weight:700;text-align:center;color:#fff}
.hero ul{color:#e4eefa;margin-top:14px}

/* form */
.formcard{background:#fff;border-radius:10px;padding:18px;box-shadow:0 10px 30px rgba(0,0,0,.22)}
.formcard h2,.formcard h3{margin:0 0 4px;font-size:1.22rem;color:#0e2a47}
.formcard p.fine{font-size:.82rem;color:#5b6b7c;margin:0 0 12px}
.formcard label{display:block;font-size:.8rem;font-weight:700;color:#28394b;margin:0 0 4px}
.formcard input,.formcard textarea{width:100%;padding:11px 12px;border:1px solid #c3ceda;border-radius:6px;
font-size:16px;font-family:inherit;margin:0 0 11px;background:#fbfcfd}
.formcard textarea{min-height:74px;resize:vertical}
.formcard input:focus,.formcard textarea:focus{outline:2px solid #1b568f;border-color:#1b568f}
.hp{position:absolute;left:-9999px}
.bottomform{background:#eef3f8;border-top:4px solid #0e2a47;padding:34px 0;margin-top:44px}
.bottomform .grid{display:grid;grid-template-columns:1fr 420px;gap:32px;align-items:center}
.bottomform h2{margin-top:0}

/* content */
main{padding:26px 0 0}
.callout{background:#fdf3e8;border-left:5px solid #e8681f;padding:14px 16px;margin:0 0 1.2em;border-radius:0 6px 6px 0}
.callout p{margin:0;font-weight:600}
figure{margin:1.6em 0;border:1px solid #dde5ee;border-radius:9px;overflow:hidden;background:#f7fafc}
figure img{width:100%}
figcaption{font-size:.8rem;color:#5b6b7c;padding:9px 12px;border-top:1px solid #dde5ee}
.crumbs{font-size:.8rem;color:#5b6b7c;padding:10px 0 0}
.crumbs a{color:#5b6b7c}
details{border:1px solid #dde5ee;border-radius:7px;margin:0 0 9px;background:#fafcfe}
summary{cursor:pointer;padding:13px 15px;font-weight:700;color:#0e2a47;list-style:none}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";float:right;color:#e8681f;font-weight:900}
details[open] summary::after{content:"\2013"}
details .a{padding:0 15px 13px;color:#31414f}
details .a p{margin:0 0 .7em}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:14px;margin:1.4em 0}
.card{border:1px solid #dde5ee;border-radius:9px;padding:15px;background:#fafcfe}
.card h3{margin:0 0 5px;font-size:1.02rem}
.card p{margin:0 0 8px;font-size:.9rem;color:#41525f}
.card a{font-weight:700;text-decoration:none;font-size:.9rem}
.linklist{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:1em 0}
.linklist li{margin:0}
.linklist a{display:block;border:1px solid #cfdae6;background:#f4f8fb;border-radius:20px;padding:6px 14px;
font-size:.86rem;text-decoration:none;font-weight:600}
.placeholder{background:#fff8d8;border:1px dashed #c9a227;padding:12px 15px;border-radius:6px;font-size:.9rem;margin:0 0 1.2em}

/* section bands + prose */
section.band{background:#eef3f8;border-top:1px solid #dbe4ee;border-bottom:1px solid #dbe4ee}
main > section{padding:6px 0 10px}
main > section.band{padding:22px 0 10px;margin:22px 0}
.prose{max-width:840px}
main .wrap.prose{margin:0 auto}
.grid-3{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px;margin:1.3em 0}
.alertbar{background:#fdf3e8;border-left:5px solid #e8681f;padding:14px 16px;margin:1.2em 0;border-radius:0 6px 6px 0;font-weight:600}
.alertbar p{margin:0}
table{width:100%;border-collapse:collapse;margin:1.3em 0;font-size:.93rem}
th,td{border:1px solid #dde5ee;padding:9px 11px;text-align:left;vertical-align:top}
th{background:#eef3f8;color:#0e2a47}
ol{margin:0 0 1.15em;padding-left:1.3em}

/* footer */
footer{background:#0e2a47;color:#c6d8ea;padding:36px 0 96px;margin-top:0;font-size:.9rem}
footer h4{color:#fff;font-size:.95rem;margin:0 0 9px}
footer a{color:#c6d8ea;text-decoration:none}
footer a:hover{color:#fff;text-decoration:underline}
.fgrid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:26px}
.fgrid ul{list-style:none;padding:0;margin:0}
.fgrid li{margin-bottom:5px}
.fbar{border-top:1px solid #24486f;margin-top:24px;padding-top:16px;font-size:.8rem;color:#8fa9c4}

/* sticky mobile call bar */
.mobilebar{display:none}

@media(max-width:900px){
  .hero-grid,.bottomform .grid{grid-template-columns:1fr}
  h1,.hero h1{font-size:1.6rem}
  h2{font-size:1.32rem}
  .fgrid{grid-template-columns:1fr}
  .hdr-num{font-size:1.02rem}
  nav.main{overflow-x:auto}
  nav.main ul{flex-wrap:nowrap}
  nav.main a{white-space:nowrap;font-size:.85rem;padding:10px}
  .hero{padding:18px 0 24px}
  .callnow strong{font-size:1.85rem}
  .mobilebar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:80;background:#e8681f;
  box-shadow:0 -3px 14px rgba(0,0,0,.28)}
  .mobilebar a{flex:1;color:#fff;text-decoration:none;text-align:center;padding:14px 6px;font-weight:800;font-size:1.05rem}
  .mobilebar a.alt{flex:0 0 40%;background:#0e2a47}
  body{padding-bottom:0}
}
@media(min-width:901px){footer{padding-bottom:36px}}